Who is Tiffany Aliche? An inspiring Black-Entrepreneur

Who is Tiffany Aliche? An inspiring Black-Entrepreneur


Tiffany Aliche runs two successful business, her speaking, teaching and writing business, The Budgetnista, and the Live Richer Academy, an online school about financial literacy. Who is Tiffany Aliche? An inspiring Black-Entrepreneur

Considering her upbringing, it’s not surprising she makes a living talking about money. Financial education was just a way of life for Aliche growing up.

Born and raised in a small, rural village in Nigeria, her father worked as a financial professional. Each week, he would sit Aliche and her four sisters down for “money lessons.”

“He still shares awesome financial lessons with me,” she says.

But, then the unthinkable happened the recession, job loss, and unable to find a job.

Good morning Moneyistas,

Most of us think it won’t happen to us. We are smart or money wise or we live on a budget or we have enough in savings to cover most things for a few months. That all may be great. Until it happens to our self.

But, it did happen to me and maybe to you. The world fall apart. At least financially. Like it did for Tiffany Aliche.

Who is Tiffany Aliche? An inspiring Black-Entrepreneur

Those childhood lessons were a life raft for Aliche when she found herself in unexpected financial straits. During the Recession in 2009, at the age of 29, Aliche lost her job as a preschool teacher. She hadn’t seen it coming. “Before that, I thought I had it all financially figured out,” Aliche says. On a tight teacher’s salary of $39,000 a year, she had managed to save $40,000 in two and half years, so at the age of 25, she was able to purchase her first home.

By the age of 31, Aliche was still jobless with a $200,000 mortgage, $50,000 in student loans and $35,000 in credit card debt. She was losing her home to foreclosure, had drained her retirement account and had moved back in with her parents.

I’ve been there. But, I was almost 50 which is worse. 

Tiffany explains: “I felt hopeless and fell into a deep funk,” she shares.

However, she hadn’t lost her know-how. “I realized that despite my situation, I knew the financial basics, how to budget and save,” she says. “I learned them from my parents.”

She used her know-how to manage her unemployment money and supplemented it by babysitting, tutoring and other odd jobs. Before long, her friends, also hit by the recession, noticed her progress. “Before long I was coaching them, then friends of friends. Then I started charging, $50, then $75, then $100 a session.”

So, instead of giving up and crumbling Tiffany decided to fight back and I use the term failing forward.

The idea for The Budgetnista and the Live Richer Academy was born. Realizing she could make more teaching in a classroom setting vs. one-on-one, she reached out to the nonprofits she had volunteered with while unemployed and landed a contract with the United Way teaching finance and budgeting classes.


Who is Tiffany Aliche? An inspiring Black-Entrepreneur

A lady that knows what failing forward is all about.

“If you would have ever told struggling, post pre-school teacher Tiffany that one day I’d run a million-dollar-a-year business, I would never believed it,” Aliche says.

As for entrepreneurs still building their businesses, she counsels: “Falling is not failing. I doubted myself so much when I started my businesses, because I kept making mistakes. Now I understand that mistakes are and were necessary parts of the journey. And that it’s part of the term failing forward as Toni would say.

You truly stumble and bumble toward success.

The trick is to realize that mistakes are meant to teach you how to maintain the dreams you seek. The lessons you learn give you the resources you need to live a richer life.”

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  1. Justeen


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